04.27.07

rainy coldness…

Posted in life at 11:42 am by bethfisher

It’s rainy and cold outside. I miss the sun. The past week has been crazy here at home. We have Kari’s cat, Prescott, staying with us. He’s a beautiful cat and is larger then Rufus. Rufus is quite excited to have a partner to play with so is constantly picking on the poor cat. I think he likes it, the attention. But it drives me nuts because they go rolling around and I don’d want either one to get hurt. Rufus is also obsessed with the kitty litter… so Prescott’s litter box is in the bath tub. I can’t say he keeps the cleanest room… but it’s at least kept the kitty litter in the tub and not ALL OVER THE FLOOR! I don’t think we’ll be getting a cat of our own any time soon. Anyway, the cold has kept Rufus and I inside a lot more and unfortunately I’ve been drawn back to the tv. I had been doing really well of not watching tv in the morning, or only watching the Today Show and then turning it off. But not the past couple of cold days. Hopefully we’ll get back into the routine next week. Well off to grab some lunch and a shower.

04.25.07

dentist…

Posted in life at 8:05 pm by bethfisher

So I went to the dentist today. This is one of my least favorite doctors visits, because I hate the sound and feeling of the sharp metal scraping on my teeth. It drives me nuts. Luckily, though, I go to a great dentist, the father of a friend, and my dental hygenist is the mother of 3 of my piano students. This makes the time in the chair go by at least a little faster. I had a great check up, and now I don’t have to go for another 6 months!

04.24.07

challenged…

Posted in finances, life, readings at 3:54 am by bethfisher

So Jon gave Dave Ramsey’s Financial Peace Revisted to Karl tonight to borrow. Well, while the boys were off at Eat ‘N Park for Bible Study I got through the first 8 chapters! It’s an easy read but soo challenging! It’s really motivating me to get our finances on the right track. We’re getting there slowly… luckily we’re learning this stuff early on in marriage and our debt so far is managable. I’m so thankful that my parents were able to save and pay for my schooling without any loans. That’s a huge blessing! I think our next challenge will be trying to keep from charging things on the credit card… except for Karl’s grad classes and for the things that we get reimbursed for in ministry. We’re going to try our best though to go to a cash system.
Ramsey writes about how we just want things now, and can’t wait and I see that in myself so often…. usually with smaller things… but they add up. I really want to cut down on our spending. In fact as I think about it… I don’t know what it is we spend so much money on. We’ve cut down on our eating out and groceries now we just have to keep from impulse buying things.
I’m a little tired so ideas and thoughts seem to be just swirling around in my head and not coming out the way I want. So I’ll close for the night. But I highly recommend Dave Ramsey’s book: Financial Peace Revisited.

04.21.07

the great outdoors, surrounded by teenagers…

Posted in humor, life at 11:40 pm by bethfisher

I love the outdoors, especially when it’s sunny and beautiful like it has been up here at Lake Champion in New York. Karl’s band is playing worship for a retreat here this weekend and they asked if they could bring their ladies along. They said yes, so here I am enjoying nature in the midst of a jr and sr high retreat weekend. I love it!
This morning I woke up around 8am, Karl had already headed down to do a morning acoustic set, so I took my time and got ready. Around 8:30am I headed down to the club house so that I could meet up with Karl for breakfast, but they weren’t finished so I just sat outside in the beautiful morning sun. It felt sooo good. While I sat there I experienced one of the greatest mornings ever in just about 20 minutes. First I watched as a bunch of guys and their leader played frisbee on the lawn in front of the dining hall. As I relaxed and soaked in the sun I heard this loud shatter of glass… they broke a window in the dining hall… and to see those guys reactions was hilarious. They all began to run away! They seemed so scared… but within a few minutes they grouped together and went inside to see what needed to happen. I thoroughly enjoyed it. Then, I was listening to some younger boys play by the edge of the lake. They were trying to “skip stones” with huge rocks. And then somehow they managed to catch a fish, or stun it or do something… They grabbed a stick and speared the poor fish, waving it around in the air… the quickly became bored though so they did what any jr high boy would do. They took the fish off the stick and left it in the middle of the path that EVERY student has to walk on to get pretty much anywhere. So I think to myself… should I go try and save the fish… well saving the fish was out of the question because it had a nice hole through the center of its body, so the only option was to get it back in the water and off the path. But then I looked around and noticed a group of girls walking down the path. Now had this group of girls looked sweet and innocent and like they would throw up at the sight of a dead fish in the middle of the path I would have gone into action trying to get it out of the way. But this was a tough group of girls I saw heading the fish’s way so I though to myself… “this could be fun…”. So I left the fish where it was and watched. The girls didn’t notice until they were less then a foot away that this poor fish was in the middle of the path. I heard a couple of screams, 1 profanity and then the leader (who has died green and yellow hair… sort of), decides to take charge. She kicks the fish back into the water, all the while yelling about the fish guts getting on her shoes. But you know what. I was proud of her. It took courage to get the fish out of the way. And it meant I didn’t have to deal with it.
So this all happened before 9am this morning and showed me the reason why boys should always sleep in. Broken windows and a dead fish.

It’s been a fun day, nice to get away and relax!

04.19.07

birthday party…

Posted in life at 9:40 pm by bethfisher

So Rufus’ 1st birthday is coming up and I had the GREAT idea yesterday that we should have a birthday party for her! And invite everyone we know with dogs as well as our friends that have come to know and love Rufus! Maybe have a picnic-ish thing maybe… outside our apartment and such… and then we can take all the dogs up the dog park which is within walking distance of us. So much fun! I think it’s a great idea!

04.16.07

a bit of down time…

Posted in life at 9:31 pm by bethfisher

Well at the moment this week is looking a lot better then last week. Last week just got so junked up with so much to do that I really couldn’t enjoy myself in everything. Well… wait… let me correct that statement because a lot of the things I did were really fun, and I loved being with the people I was with for a lot of it, but then when I was exhausted and had to keep pushing through the week with early mornings and late nights filled to the brim… that’s when I didn’t enjoy myself.
We returned from Lake Champion in New York yesterday. We had 9 jr high kids up there for a retreat, and I must say it was quite fun! I feel like I was able to spend some better quality time with the girls that we took and began some good relationships. These were girls that I’ve known pretty much since we’ve been at the CMA but haven’t invested in since they’re jr high and i work most of the time with the sr high girls. But this weekend reminded just how much I love jr high kids. Now granted 8 of our 9 kids were 8th graders… but still they’re a blast.
This week includes the teaching of all but one of my lessons, picking up my dog from the in-laws on wednesday as well as taking their cat while they’re out of town. We’ll have AYF and I’m going to do my best this week to try and figure out how to do a sr high girls retreat between now and June 14th. yikes.

Well off to check on my lasagna! Mmmm yum.

04.11.07

disorganization…

Posted in life at 7:48 pm by bethfisher

So I haven’t been home a lot lately. With the Easter weekend we were in Williamsport until Monday, late afternoon. And that evening I taught a lesson and then spent my evening in my bedroom while Karl had guys over Bible Study. Then Tuesday… well, I went for a doctor’s appointment and then went grocery shopping, came home, took Rufus for a nice walk, vaccumed, picked up Karl for a meeting, ran home, taught two lessons, drove back to Williamsport and spent the evening there for a concert and some time with friends. Today I headed with Karl to church at 9am and watched 9 little kids for our Stay at Home Mom’s Group, followed by a lunch meeting and then finally home to clean up before I teach another lesson. Well, I don’t know if you were that interested in knowing all that I’ve done since Sunday… but it’s just to show how busy I’ve been this week and how much I’ve been away from home. When I’m not home in the mornings I never feel organized or feel like my home is clean. There are always dishes in the sink, dirt on the floor and emails/laundry/money/and other junk to take care of… I dislike the feeling of disorganization, I enjoy having everything in its little spot… and piles really drive me nuts. Theres one on our dining room table that I try to get rid of but I think its been there for about a month now. I also have a pile of all our tax forms… speaking of which I need to finish those up. So a busy week it’s been so far and I’m sure it’ll be just as busy til the end.

Jr High Retreat in New York this weekend… looking forward to it!

04.06.07

a crazy week…

Posted in life at 8:48 pm by bethfisher

So this weeks been a bit crazy. Well maybe not as crazy as it is back to normal after my week off healing from surgery. I had all but one student this week as well as an amazing Wednesday night AYF. I also get Karl home an extra day this week since the church office is closed today for Good Friday… yea!!! I must say preparing for Wednesday was about all I did Tuesday afternoon up until the event. We had a Passover meal for our kids… well when I say meal, maybe more of a tasting. We didn’t do the full supper but we had all the elemental foods and blessings… plus explanations for it all so the kids could follow and understand why we were doing what we were doing. I along with two of our other leaders sat back during the meal so that we could do the behind the scene things and serve. But watching all 30 of our kids sitting around on the floor at these tables participating in the passover celebration was amazing. Hearing the first break of matzah, being able to serve our youth by washing their feet and hands and watching them try things that were a little out of their comfort zone… it was great! It was worth the hours of preparation!

Though I’m a bit sad that I won’t be seeing my family for Easter, I know that we have to be here in State College. Easter was always a holiday that took place at home for me since my dad was a pastor. It was always fun though because I’d see my extended family, so even though I saw my parents recently I won’t see the out-of-towners. I am quite thankful though that Karl’s family is a bit closer, so Sunday we’ll head to Williamsport to celebrate with them, which is great because I love the people up there! So here’s to Easter! What a great weekend!

04.03.07

month #2…

Posted in finances, life at 1:31 am by bethfisher

Well the first month of budgeting for groceries and eating out is up… and for the most part I believe Karl and I did pretty well. We had $50 to spend in each category and we pretty much stuck to it. There were some times when we’d stop at the grocery store on the way home from something and not have the cash, and other little incidents like that… but we’ll be able to combat that a bit more in April. It did get rough at the end of the month just with the fact that I was getting my wisdom teeth out and we didn’t have much of anything in the house that I could eat except jello and some soup. Luckily my mom pulled through and when I visited Dover last weekend she stocked me up on yogurt and fruit for smoothies as well as pureed broccoli soup (delicious!!!!). Towards the end of the week we had trouble with food just because I was still out of it and Karl was at work all day… so I think we did charge some food last week to the credit card. Oops. It was nice looking over the last credit card statement though because we charged only a fifth of what we spent the month before. Now granted that doesn’t have Karl’s school bill on it this time which it usually does… but still, it’s a fifth of our previous bill! I think that’s pretty awesome. I’m really enjoying crunching our numbers and seeing how we can save up for certain things.

Been trying an online savings account… HSBC… that has an offer to pay 6% until April 30th on your funds… and even after that 5.05%. It’s been a headache to open and we have money in it but I’m just waiting for the correct codes to activate my online stuff… I’ve heard ING is easier to work with… but their rate is only 4.5% but if its customer friends I may switch I’ll do a bit more research…